Our Loan Officers

Doug Brown

Doug Brown

NMLS#261324

 

Judi Parkinson

Judi Parkinson

NMLS#246662

 

Drew Morris

Drew Morris

NMLS#269322

 

Tami Ruisi

NMLS#260736

Termite Requirements by Loan

TERMITE/PEST CONTROL INSPECTION

A quick overview of what's required for which loan:

LEGEND

MUST BE DONE

LICENSED CONTRACTOR RELEASE OF LIABILITY NO ACTION REQUIRED

 

Inspection Report
Findings
PURCHASE
transaction
...
REFINANCE
transaction
1.  SUBSTRUCTURE
The accessible areas of the substructure must be inspected.  All finding relating to:
FHA VA CVL   FHA VA CVL
a)  excessive moisture  
b)  cellulose debris  
c)  adequate ventilation  
2.  BATHROOM FHA VA CVL   FHA VA CVL
a)  the water must be turned on and in operationg order. Second story stall showers do not need to be inspected (in accordance with the Structural Pest Control Exclusion)  
b)  caulking  
c)  loose tile/linoleum  
d)  leaking faucet  
e)  loose/leaking toilet  
f)  electrical  
g)  cracked countertop  
h)  plumbing leaks  
3.  FOUNDATIONS FHA VA CVL   FHA VA CVL
a)  normal setting cracks  
b)  excessive foundation cracks  
4.  PORCHES - Steps FHA VA CVL   FHA VA CVL
earth wood contact  
5.  VENTILATION FHA VA CVL   FHA VA CVL
adequate ventilation  
6.  ABUTMENTS FHA VA CVL   FHA VA CVL
earth wood contact  
7.  ATTIC SPACES FHA VA CVL   FHA VA CVL
must be inspected  
8.  GARAGE FHA VA CVL   FHA VA CVL
a)  attached/detached must be inspected  
b)  inaccessible areas do not have to be inspected unless specifically recommended for a supplemental report for further inspection              
9.  DECKS FHA VA CVL   FHA VA CVL
attached/detached must be inspected  
10.  OTHER FHA VA CVL   FHA VA CVL
a)  roof leaks  
b)  homeowner/maintenance items  
c)  fences earth to wood contact  
d)  fungus/dry rot  
e)  termite infestation (subterranean, drywood, and dampwood termites)  
f)  faulty grade levels  
g)  inaccessible areas - inspection required if specifically required by termite inspector