Loans

From here, you can explore all the information we have on various loan products, compare requirements for each loan, and learn about the termite inspection and title & escrow process.

Conventional Loans

Conventional loans are loans that are not guaranteed or insured by the government. Mortgage Bankers, Banks or Savings and Loans normally fund conventional loans. They are traditionally originated to conform to FNMA or FHLMC standards.

FHA Loans

There are many great advantages to having an FHA loan, including low downpayments, higher income to debt ratios, fully assumable, no income limitations, and full financing on closing costs and mortgage insurance.

VA Loans

The more you know about the VA home loan program, the more you will realize how little "red tape" there really is in getting a VA loan.

These loans are often made without any downpayment at all, and frequently offer lower interest rates than ordinarily available with other kinds of loans.

Special Loan Programs

The programs are constantly changing. To find out what programs we can offer, please contact us.

Apply for a Loan

You can download loan application forms, or apply online. It's that easy!

Web Links

FannieMae

FreddieMac

California Housing Finance Agency

The Nehemiah Program

First American Title

Placer Title Company

Calaveras Title Company

Calaveras County Association of Realtors

Amador County Association of Realtors

 

CP Financial is not endorsing or guaranteeing the products, information, or recommendations provided by linked websites, and is not liable for any failure of products or services advertised on linked websites.

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