Our Loan Officers

Doug Brown

Doug Brown

NMLS#261324

 

Judi Parkinson

Judi Parkinson

NMLS#246662

 

Drew Morris

Drew Morris

NMLS#269322

 

Tami Ruisi

NMLS#260736

Title and Escrow Information

Buying or selling a home or land usually involves the transfer of a large sum of money. Through the years, custom has dictated that money and all related documents be transferred through a neutral third party. This process is called escrow.

In Northern California, escrows are processed by escrow officers. Most of these are employed by title companies. Escrow officers are people who have years of hands-on experience in handling all the type of documents and large sums of money involved in transferring real property.

The escrow officer serves as the neutral "stake holder" and the communication link to all parties in the transaction. The escrow officer holds all documents and money until all conditions of the sale are completed, at which time she will impartially carry out the written instructions given by the principals in the transaction.