| WHO CAN PAY FOR WHAT? | ||
 |
BORROWER | |
 |
SELLER | |
 |
EITHER |
|
|
|
|
|
| Discount Points |
|
|
|
| Origination Points |
|
|
|
| Credit Report |
|
|
|
| Appraisal |
|
|
|
| Tax Service |
|
|
|
| Processing Fee |
|
|
|
| Document Prep. |
|
|
|
| Underwriting |
|
|
|
| Termite Report |
|
|
|
| Termite Repairs |
|
|
|
| ALTA Policy |
|
|
|
| CLTA |
|
|
|
| Escrow |
|
|
|
| Prepaid (Tax, Ins. MI) |
|
|
|
| City Transfer Tax |
|
|
|
| County Transfer Tax |
|
|
|
| Recording Fees |
|
|
|
| Messenger Fees |
|
|
|
| Federal Express Fees |
|
|
|
| Flood Certification |
|
|
|
| Lender Inspection |
|
|
|
| Home Warranty |
|
|
|
| M.I.P. |
|
|
|
| VA Funding Fee |
|
|
|
| Commission |
|
|
|
or close escrow?
report
needed?
the costs?
for what?
insurance
escrow
